ETF PROAI

Tax-Loss Harvest Finder

Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.

Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word

Fund to harvestTry:IVVQQQAGG
Stand-ins for AVEMAvantis Emerging Markets Equity ETF
SubstituteCorrelationBook overlapFee vs AVEMAssetsWash-sale read
IEMG iShares Core MSCI Emerging Markets ETF0.993-24bp$160.6Bdifferent indexCompare
EMGF iShares MSCI Emerging Markets Multifactor ETF0.989-8bp$1.9Bdifferent indexCompare
EMXC iShares MSCI Emerging Markets ex China ETF0.981-8bp$24.7Bdifferent indexCompare
EEMV iShares MSCI Emerging Markets Min Vol Factor ETF0.963-8bp$3.6Bdifferent indexCompare
SPEM SPDR Portfolio Emerging Markets ETF0.939-26bp$17.6Bdifferent indexCompare
VWO Vanguard Emerging Markets Stock Index Fund0.934-25bp$79.1Bdifferent indexCompare

RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE

THE DESK BRIEF

Flows, fee cuts, and closure risk on the funds you watch — every trading morning.