Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
How advisors use this in NovemberA client holds IVV at a loss. Selling it books the loss against gains elsewhere — but being out of the market for the 30-day wash-sale window risks missing the rebound. The fix: swap into a fund that tracks the same market on a different index. This instrument finds those pairs and shows the evidence — correlation, overlap, and fee — so the trade is documented before it’s made.