1. Scope and application
This Privacy Policy describes the handling of personal information in connection with our publication websites, newsletters, reader registration, research and data features, professional tools, audience communications, and related services that link to this policy. These services are referred to collectively as the Services. The Daily Network is the publishing network through which the participating titles provide these Services; references to we, us, and our describe those publishing operations. The publication identified above is the title through which you are accessing this notice.
Personal information means information that identifies, relates to, describes, or can reasonably be linked with an individual or household, as defined by applicable law. Information does not cease to be personal information merely because a name is replaced with a cookie, account identifier, or other pseudonym. The application of particular rights and requirements depends on your location, the nature of our relationship with you, and the processing involved.
This policy covers readers, newsletter subscribers, registered users, people who communicate with us, and professional contacts whose information is used in connection with the Services. It does not replace a separate notice supplied for an employment relationship or another activity expressly governed by that notice. External websites, social platforms, and independently operated services have their own privacy practices.
2. Contact, account, and professional information
We collect the information you provide when you register, subscribe, complete a form, request access, respond to a survey, or contact us. Depending on the interaction, this includes your name, email address, employer, job title, professional role, business contact details, newsletter selections, account details, and the contents of your correspondence. We also maintain records of subscription status and the preferences associated with your account.
Features such as saved stories, followed topics, watchlists, alerts, saved searches, and reader workspaces require us to store the selections you make. Interactive tools may process tickers, fund selections, portfolio weights, investment assumptions, and other inputs. Such inputs may constitute personal information when associated with your identity or activity. Please do not enter client names, account numbers, account credentials, or confidential client records into tools intended for general professional research.
We do not request government identification numbers, health records, biometric identifiers, precise device location, or financial-account login credentials as part of ordinary reader registration. Information that you voluntarily include in a message can nevertheless contain sensitive details. Limit submissions to information relevant to your request and that you are authorized to provide.
3. Activity, device, and communications information
When you use the Services, we collect information about the publication and pages visited, stories read, topics viewed, firms or people researched, searches performed, links followed, and tools used. Related records may include event times, referring pages, campaign attribution, reading progress, and interactions with registration or subscription features. We use reader and account identifiers to distinguish sessions and, where a connection is available, associate activity with a registered reader.
Technical information includes network IP addresses recorded with request times and site activity, and may include browser type, operating system, device characteristics, approximate location derived from network information, and diagnostic or security records. We store exact IP addresses in encrypted operational records and may associate a network observation with a business organization or an independently verified reader account. A shared IP address alone does not identify a particular person. A network address may help associate a visit with a business organization. Organizational matching is an estimate and may be affected by shared networks, remote access services, or other technical conditions.
Email and distribution systems process delivery, bounce, complaint, unsubscribe, and reply information, and may record opens or requests to links contained in messages. Link activity can be associated with a subscription or campaign. Email software, image proxies, and security scanners can generate activity without a person reading or clicking; measured engagement is therefore not necessarily evidence of human attention. We distinguish operational delivery activity from engagement used to develop readership insights.
4. Information obtained from other sources
Where you choose an available third-party sign-in feature, we receive the information that the provider makes available under the permissions associated with that feature. This can include a name, email address, profile identifier, or professional information. We do not receive your password for the third-party service through that sign-in process.
We may obtain business and professional information from publicly accessible sources, regulatory filings, company websites, professional directories, and other industry materials. Professional contact information may also be supplied through authorized business contact lists used for publication introductions and audience development. Our vendors provide operational information relating to delivery, security, account access, and campaign performance.
Information from these sources may be combined with information you provide or that is collected through the Services to maintain accurate contact records, associate a professional with a firm, manage communications, and understand professional readership. Public availability does not by itself mean that information falls outside applicable privacy law.
5. Purposes of processing
We use personal information to provide the Services; establish and administer reader accounts; authenticate access; deliver publications, newsletters, alerts, and requested features; preserve preferences; respond to inquiries; and manage the relationship with our readers. Processing also supports troubleshooting, service availability, prevention of fraudulent registration, abuse detection, and protection of our systems and users.
We use readership and product activity to evaluate editorial performance, improve navigation and research features, personalize relevant content, understand topics of professional interest, and plan publication development. We may prepare audience, topic, firm, and market-level insights, and assess the effectiveness of our own distribution and audience-development activity.
Professional contact and engagement information may be used to introduce relevant publications or services and administer business communications, subject to applicable law and communication preferences. We also process information to keep suppression records, honor privacy requests, comply with legal obligations, preserve business records, investigate complaints, and establish, exercise, or defend legal claims.
6. Professional-interest inferences and shared network services
Reading patterns, saved topics, searches, tool activity, declared professional information, and firm associations can be used to infer areas of professional interest. An inference is an estimate generated from available information. It is not a statement supplied by the reader and is not proof of an investment decision, capital allocation, purchase, transaction, or employment decision.
Our publications use shared infrastructure and may use shared account, preference, audience-measurement, and support records. An interaction with one title may therefore inform your experience with another participating title. Cookies themselves are subject to browser and domain restrictions; shared infrastructure does not mean that every browser automatically shares a single cookie across every publication.
Where information is disclosed within our corporate family for business intelligence or relevant business and marketing purposes, it may include contact and professional information and associated interest or engagement information. These uses are distinct from simply delivering a requested newsletter. You may request an opt-out of affiliate marketing disclosures through Privacy Choices or our privacy contact. Opting out does not prevent processing necessary to provide a requested service, maintain suppression records, or meet legal obligations.
7. Service providers and other disclosures
We disclose information to providers that support website hosting, databases, account authentication, email delivery, campaign administration, security, analytics, technical support, and similar operational services. The information involved depends on the service being performed. Providers handling information on our behalf are subject to restrictions appropriate to their role and the applicable relationship.
We may disclose information when reasonably necessary to comply with applicable law, a court order, or valid legal process; respond to lawful requests from public authorities; investigate fraud or abuse; protect rights, property, or safety; or enforce applicable agreements. A request from an authority does not by itself authorize unrestricted access to all reader information.
Information may be considered or transferred in connection with a merger, acquisition, financing, reorganization, insolvency proceeding, sale of assets, or similar business transaction, subject to applicable confidentiality and legal requirements. We may also disclose information at your direction, with your permission, or as otherwise described in a notice presented for a particular interaction.
We do not sell personal information for money or provide it to unaffiliated data brokers. Some privacy laws define sale to include an exchange for other valuable consideration and define sharing separately for certain advertising purposes. The absence of a cash payment therefore does not resolve every legal classification. Privacy Choices provides a route to request an opt-out of covered sale, sharing, targeted uses, and affiliate marketing disclosures.
8. Cookies and similar technologies
Cookies are small files stored by a browser. Similar technologies include local storage, identifiers in links, and mechanisms that record a request to a page or email resource. We use first-party technologies for account sessions, reader recognition, publication preferences, subscription prompts, access limits, attribution, security, and readership measurement. Different purposes may be subject to different legal requirements.
An account session may remain available for up to 30 days. A pseudonymous reader cookie may be configured for approximately two years. Some prompt preferences can remain longer, including a preference not to show a subscription prompt again. A cookie can expire earlier if you delete it, use private browsing, change browsers, or your browser applies a shorter storage limit. These browser lifetimes are not a promise that corresponding server records are erased at the same time.
Where configured, Google Analytics is used for editorial readership measurement with Google signals and advertising personalization disabled. Our policy is to restrict that analytics service to public editorial pages and exclude administrative areas, reader workspaces, preference pages, and professional tools. First-party processing needed for those excluded features is separate from Google Analytics. We do not use third-party advertising cookies.
You can review, block, or delete cookies through your browser. Blocking necessary cookies may interfere with sign-in, saved preferences, or access features. Deleting cookies does not itself unsubscribe an email address or submit a request to delete server-side information. Where law requires consent for a technology or purpose, this policy does not replace that consent requirement.
9. Browser signals and privacy preferences
Global Privacy Control is a browser signal communicating an opt-out preference. Our event collection recognizes that signal for covered sale or sharing uses; when an interaction is associated with an identified reader, the preference can also be associated with that reader record. Browser signals operate in the context in which they are received and do not identify every email address or device that a person uses.
For an account or email-based request, use Privacy Choices or contact us directly. If you use different email addresses, devices, or browsers, identify the relevant accounts in your request so that it can be addressed accurately. Essential service, security, and request-processing records may still be processed after an opt-out.
The older Do Not Track browser setting is different from Global Privacy Control. Our Services do not apply a separate response to Do Not Track. Cookie controls, newsletter unsubscribe links, Privacy Choices, and the privacy contact remain available regardless of that setting.
10. Newsletter and marketing choices
You may stop a newsletter or marketing subscription by using the unsubscribe mechanism in the message. Where account preference controls are available, you can also change the publications or topics you receive. A request concerning one newsletter may not identify other subscriptions held under a different email address.
We retain limited suppression information so that an unsubscribe or objection can be respected. Deleting all evidence of an opt-out could result in an address being contacted again when another contact list is processed. Necessary transactional messages, security notices, and communications about a privacy request may still be sent after a marketing unsubscribe.
Email links may be personalized. Forwarding a message can disclose a personalized link to the recipient and may cause subsequent link activity to be associated with the original subscription. Use ordinary public article links when sharing editorial coverage, and do not forward sign-in or account-management links.
11. Retention of information
Exact IP observations in our network-intelligence store are retained for up to 90 days, after which their encrypted addresses and lookup hashes are removed. Access is restricted and audited. Separate hosting and security logs follow their own retention schedules. Retention of other information depends on the purpose of processing, the type and sensitivity of the information, the duration of the reader relationship, and applicable legal requirements. Account and subscription information is retained as needed to administer the relationship. Activity and inferred-interest records are evaluated in light of their usefulness for the stated audience and product purposes, rather than treated as permanently accurate.
Security, diagnostic, and communication records may need to be retained to investigate incidents, manage deliverability, resolve disputes, and establish what occurred. Rights-request and suppression records may be retained to document a response and avoid repeating processing to which someone has objected. Records subject to a legal preservation obligation may be held for longer.
When personal information is no longer reasonably necessary for a permitted purpose, our policy is to delete it, aggregate it, or de-identify it. Removal from active systems and expiration of backup copies may occur on different schedules. A short reporting or interest-scoring window does not necessarily describe the retention period for the underlying records.
12. Access, correction, deletion, and other rights
Depending on applicable law, you may request confirmation of processing, access to personal information, a copy in a portable format, correction of inaccurate information, or deletion. You may also have rights to restrict processing, object to certain processing, withdraw consent, or opt out of sale, sharing, targeted advertising, or profiling used for legally significant decisions. These rights are subject to the conditions and exceptions established by the law that applies.
Use Privacy Choices to submit access, deletion, or sale and sharing requests. Send correction requests, objections, restriction requests, consent withdrawals, authorized-agent requests, and appeals to the privacy email listed below. Explain the request and the email address associated with your relationship to the Services. Do not send government identification documents or other sensitive verification material unless specifically requested through an appropriate channel.
We may need to verify identity or authority before disclosing, correcting, or deleting information. Verification is intended to prevent another person from obtaining your information or changing your account. An authorized agent may be asked to demonstrate permission to act, and direct confirmation from you may be necessary where permitted. Opt-out requests are handled under the verification rules applicable to that type of request.
We respond within the period required by applicable law and explain any permitted extension or inability to fulfill a request. Exceptions may include protecting another person’s rights, maintaining security, meeting legal duties, preserving legally protected editorial activity, and establishing or defending claims. We do not discriminate against you for exercising an applicable privacy right; a feature may nevertheless be unavailable if the information necessary to provide it is deleted.
13. Additional information for United States residents
Where state privacy laws apply, the information described above can fall within the categories of identifiers, contact and professional information, internet or other electronic activity, approximate location, correspondence, and inferences. The source categories are you, your use of the Services, chosen identity providers, public professional sources, authorized business contact sources, and operational providers. The collection and disclosure purposes are described in the preceding sections.
Contact, professional, account, and activity information may be disclosed to operational providers according to their function. Shared publishing operations may use account, preference, activity, and inference information across participating titles. Corporate-family business and marketing disclosures can involve contact, professional, and interest information. Legal, safety, and business-transaction disclosures may involve the categories relevant to the circumstances.
California residents, where the California Consumer Privacy Act applies, may request the categories and specific pieces of personal information collected about them, the categories of sources, purposes, and relevant recipient categories, including applicable disclosures during the preceding 12 months. They may also request correction or deletion and opt out of covered sale or sharing. We do not knowingly sell or share personal information of children under 16.
Other state laws may provide comparable rights and a right to appeal a refusal. Send an appeal to our privacy contact, identify the original request, and explain why you believe the decision should be reconsidered. Where applicable, our response will explain how to contact the relevant state authority. Nothing in this policy limits a right or remedy that applicable law makes non-waivable.
14. European, United Kingdom, and other international rights
Where the European Union or United Kingdom data-protection rules apply to our processing, the basis for providing a requested account, newsletter, or feature is performance of the relevant service arrangement or steps requested before that arrangement. Security, abuse prevention, service improvement, and proportionate readership measurement may rely on legitimate interests, subject to the required balancing of interests and individual rights.
Processing for which consent is legally required, including particular technologies or communications, must rely on that consent. Recordkeeping and responses to legally binding requirements may rely on legal obligation. The appropriate basis depends on the particular purpose; listing these bases does not mean that all bases apply simultaneously to every activity.
Where applicable, you may object to processing based on legitimate interests and may object at any time to processing for direct marketing, including related profiling. You may withdraw consent without affecting the lawfulness of processing before withdrawal. Access, rectification, erasure, restriction, and portability rights are subject to their respective statutory conditions.
You may raise a concern with our privacy contact and, where applicable, lodge a complaint with the data-protection authority in the country where you live or work or where an alleged infringement occurred. United Kingdom residents may contact the Information Commissioner’s Office. You do not have to exhaust our internal contact process before exercising an available regulatory complaint right.
15. International processing and information security
The Services use infrastructure and providers that may process information in the United States and other countries. Privacy laws and government-access rules can differ between locations. A transfer of information remains subject to the legal requirements applicable to that transfer; merely using the website is not a substitute for a required transfer safeguard.
Where a recognized transfer mechanism or contractual protection is required, it must be appropriate to the receiving country and the processing relationship. You may contact us for information about the locations and safeguards relevant to your information. This notice does not represent that every service provider participates in a particular certification program.
We use technical and organizational measures designed to protect personal information, including access controls and measures associated with account authentication and secure service operation. Security is not absolute: no network, transmission method, or storage system can be guaranteed free from unauthorized access or loss. Please safeguard sign-in links and notify us if you believe access to your reader account has been compromised.
16. Editorial records, external services, and children
Our journalism may describe professionals, firms, transactions, and public records. Requests concerning an editorial article or a professional directory entry may require consideration of accuracy, public interest, freedom of expression, and applicable journalistic protections in addition to privacy law. Contact the editorial address for a correction, and use the privacy address when your request concerns personal-information rights.
Links to source documents, advertisements, social platforms, identity providers, or other third-party destinations do not bring those destinations within our control. When you interact with an external service, that operator may collect information under its own notice. Review the relevant notice before providing information or authorizing an integration.
The Services are designed for professional audiences and are not directed to children under 16. We do not knowingly collect personal information from children under 16. If you believe a child has provided information, contact us with enough detail to locate the relevant record so that appropriate action can be taken.
17. Policy changes and contact
We may revise this policy to reflect changes to the Services, processing practices, or legal requirements. The revision date appears at the beginning of this document. We will provide further notice or obtain consent where required for a material change. A revision does not override restrictions that apply to information collected under an earlier notice.
Privacy questions, rights requests, and appeals may be directed to privacy@privatewealthdaily.com. This is the central privacy contact for all participating Daily Network publications; include the publication name and the email address relevant to your request. Editorial corrections and permissions inquiries may be directed to editor@privatewealthdaily.com. You can also use the Privacy Choices page linked below.