Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for VXUS — Vanguard Total Intl Stock Idx Fund
| Substitute | Correlation | Book overlap | Fee vs VXUS | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SPEM SPDR Portfolio Emerging Markets ETF | 0.922 | 1% | same | $17.6B | different index | Compare |
| VWO Vanguard Emerging Markets Stock Index Fund | 0.929 | — | +1bp | $79.1B | different index | Compare |
| IEMG iShares Core MSCI Emerging Markets ETF | 0.923 | 1% | +2bp | $160.6B | different index | Compare |
| QAI IQ HEDGE MULTI-STRATEGY TRACKER ETF | 0.872 | — | -7bp | $575M | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.823 | 0% | -4bp | $428.1B | different index | Compare |
| VOO Vanguard 500 Index Fund | 0.813 | 0% | -4bp | $500.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE