Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for VBK — Vanguard Small Cap Growth Index Fund
| Substitute | Correlation | Book overlap | Fee vs VBK | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.973 | 34% | -1bp | $1B | different index | Compare |
| IJH iShares Core S&P Mid-Cap ETF | 0.907 | 37% | -2bp | $128.4B | different index | Compare |
| VB Vanguard Small Cap Index Fund | 0.947 | 24% | -2bp | $58.9B | different index | Compare |
| IMCG iShares Morningstar Mid-Cap Growth ETF | 0.945 | 15% | -1bp | $4.2B | different index | Compare |
| VOT Vanguard Mid-Cap Growth Index Fund | 0.920 | 3% | same | $13.8B | different index | Compare |
| IMCB iShares Morningstar Mid-Cap ETF | 0.887 | 4% | -3bp | $1.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE