Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs SZNE | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| SCHV Schwab U.S. Large-Cap Value ETF | 0.869 | — | -56bp | $11.7B | different index | Compare |
| SCHM Schwab U.S. Mid Cap ETF | 0.863 | — | -56bp | $11.5B | different index | Compare |
| FNDB Schwab Fundamental U.S. Broad Market ETF | 0.861 | — | -35bp | $824M | different index | Compare |
| DIA SPDR Dow Jones Industrial Average ETF Trust | 0.823 | — | -44bp | $43.9B | different index | Compare |
| SLYV State Street SPDR S&P 600 Small Cap Value ETF | 0.810 | — | -45bp | $4.8B | different index | Compare |
| IWN iShares Russell 2000 Value ETF | 0.809 | — | -36bp | $14.2B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-02 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-03. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.