Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs PDN | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| GWX SPDR S&P International Small Cap ETF | 0.954 | 3% | -9bp | $927M | different index | Compare |
| SCHC Schwab International Small-Cap Equity ETF | 0.946 | — | -38bp | $4.3B | different index | Compare |
| FENI Fidelity Enhanced International ETF | 0.935 | — | -21bp | $1.7B | different index | Compare |
| FEZ State Street SPDR EURO STOXX 50 ETF | 0.887 | — | -20bp | $4.3B | different index | Compare |
| DGT State Street SPDR Global Dow ETF | 0.903 | 0% | +1bp | $634M | different index | Compare |
| FDHT Fidelity Digital Health ETF | — | — | -10bp | $8829.23T | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-02 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-03. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.