Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for MAXI — Simplify Bitcoin Strategy PLUS Income ETF
| Substitute | Correlation | Book overlap | Fee vs MAXI | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| IBIT iShares Bitcoin Trust | 0.962 | — | -1106bp | $64.8B | different index | Compare |
| FBTC FIDELITY WISE ORIGIN BITCOIN FUND | 0.962 | — | -1118bp | $7.8B | different index | Compare |
| BITO ProShares Bitcoin Strategy ETF | 0.940 | — | -1023bp | $1.8B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE