Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IUSG — iShares Core S&P U.S. Growth ETF
| Substitute | Correlation | Book overlap | Fee vs IUSG | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| ILCG iShares Morningstar Growth ETF | 0.987 | 69% | same | $3.3B | different index | Compare |
| IVV iShares Core S&P 500 ETF | 0.957 | 63% | -1bp | $900.9B | different index | Compare |
| ITOT iShares Core S&P Total U.S. Stock Market ETF | 0.950 | 59% | -1bp | $97.9B | different index | Compare |
| VTI Vanguard Total Stock Market Index Fund | 0.949 | 58% | -1bp | $428.1B | different index | Compare |
| SPY SPDR S&P 500 ETF Trust | 0.959 | 64% | +5bp | $818.3B | different index | Compare |
| IVW iShares S&P 500 Growth ETF | 0.999 | 95% | +14bp | $77.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE