Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IETC — iShares Evolved U.S. Technology ETF
| Substitute | Correlation | Book overlap | Fee vs IETC | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| XLK Technology Select Sector SPDR Fund | 0.932 | 60% | -9bp | $124.1B | different index | Compare |
| IUSG iShares Core S&P U.S. Growth ETF | 0.907 | 49% | -14bp | $33.8B | different index | Compare |
| QQQ Invesco QQQ Trust | 0.908 | 54% | +2bp | $498.5B | different index | Compare |
| MGC Vanguard Mega Cap Index Fund | 0.864 | 40% | -11bp | $6B | different index | Compare |
| SPY SPDR S&P 500 ETF Trust | 0.841 | 39% | -9bp | $818.3B | different index | Compare |
| VOO Vanguard 500 Index Fund | 0.843 | 36% | -15bp | $500.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE