Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for IDV — iShares International Select Dividend ETF
| Substitute | Correlation | Book overlap | Fee vs IDV | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYMI Vanguard International High Dividend Yield Fund | 0.880 | 5% | -29bp | $7.9B | different index | Compare |
| VGK Vanguard European Stock Index Fund | 0.827 | 4% | -40bp | $20.6B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.822 | 4% | -16bp | $80B | different index | Compare |
| EPP iShares MSCI Pacific ex Japan ETF | 0.815 | 5% | -3bp | $2.3B | different index | Compare |
| ICOW Pacer Developed Markets International Cash Cows 100 ETF | 0.809 | — | +14bp | $1.4B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE