Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
Stand-ins for EPP — iShares MSCI Pacific ex Japan ETF
| Substitute | Correlation | Book overlap | Fee vs EPP | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| VYMI Vanguard International High Dividend Yield Fund | 0.883 | 5% | -26bp | $7.9B | different index | Compare |
| EFA iShares MSCI EAFE ETF | 0.878 | 6% | -13bp | $80B | different index | Compare |
| EFV iShares MSCI EAFE Value ETF | 0.877 | 6% | -14bp | $31.4B | different index | Compare |
| EFG iShares MSCI EAFE Growth ETF | 0.823 | 8% | -12bp | $17B | different index | Compare |
| VEU Vanguard FTSE All-World ex-US Index Fund | 0.835 | 1% | -40bp | $40.1B | different index | Compare |
| SCZ iShares MSCI EAFE Small-Cap ETF | 0.835 | 0% | -8bp | $13.5B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE