Tax-Loss Harvest Finder
Sell the loss, keep the exposure. For any fund, ranked stand-ins that track the same market — scored on a year of price correlation, holdings overlap, and fee — with a flag when two funds follow the same index and a swap could look substantially identical.
Correlation computed on ~250 shared sessions per pair · not tax advice — the flag is a heuristic, your compliance desk has the final word
| Substitute | Correlation | Book overlap | Fee vs CSMD | Assets | Wash-sale read | |
|---|---|---|---|---|---|---|
| FTC First Trust Large Cap Growth AlphaDEX Fund | 0.885 | — | same | $1.1B | different index | Compare |
| QGRO American Century U.S. Quality Growth ETF | 0.839 | — | same | $859M | different index | Compare |
| ISCG iShares Morningstar Small-Cap Growth ETF | 0.919 | — | +6bp | $974M | different index | Compare |
| VBK Vanguard Small Cap Growth Index Fund | 0.920 | — | +7bp | $17.7B | different index | Compare |
| VOT Vanguard Mid-Cap Growth Index Fund | 0.885 | — | +7bp | $13.8B | different index | Compare |
| SCHV Schwab U.S. Large-Cap Value ETF | 0.803 | — | +4bp | $11.7B | different index | Compare |
RANKED BY CORRELATION, FEE, AND OVERLAP · “SAME INDEX” PAIRS ARE FLAGGED BECAUSE THE IRS HAS NEVER DEFINED “SUBSTANTIALLY IDENTICAL” — MOST DESKS TREAT SAME-INDEX SWAPS AS OFF-LIMITS AND DIFFERENT-INDEX SWAPS AS DEFENSIBLE
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-02 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-03. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.