Fee Drag Analyzer
Basis points hide; dollars talk. Enter the mix and the balance, get the cost per year, the compounding drag over a decade and two, and the cheaper same-shelf version of every sleeve.
Fees from primary fund data · drag compounded at an assumed 6% growth rate
DRAG = GROWTH AT 6% MINUS GROWTH AT 6% LESS FEES, COMPOUNDED — THE DOLLARS THE FEES TAKE, NOT JUST THE RATE
| Fund | Fee | $/yr | Cheaper same-shelf swaps |
|---|---|---|---|
| JEPI JPMorgan Equity Premium Income ETF · 40% | 0.35% | $1,400 | SPDW · 0.03%SPMD · 0.03%SPSM · 0.03% |
| SCHD Schwab U.S. Dividend Equity ETF · 40% | 0.06% | $240 | SPDW · 0.03%SPMD · 0.03%SPSM · 0.03% |
| TLT iShares 20+ Year Treasury Bond ETF · 20% | 0.15% | $300 | SPTL · 0.03%BND · 0.03%SPTI · 0.03% |
SWAPS SHARE A CATEGORY, RUN $1B+, AND CHARGE LESS — CLICK THROUGH FOR THE FULL HEAD-TO-HEAD BEFORE MOVING MONEY
Cached coverage for 2,133 funds. Latest price/flow record dates: 2024-08-23 to 2026-10-02 (1,104 funds with dated records). Fund details retrieved: 2026-09-02 to 2026-10-03. Data dates vary by fund; these are not live quotes. Flow totals include available records only; missing coverage is not evidence of zero flow.